Canada Tenant Background Check
What is a Canada tenant background check?
A Canada tenant background check is consumer report that allows a
landlord to verify a tenant’s rental history.
The tenant verification services for Canada can
include a police check or criminal records search,
and a credit report.
What is a police check?
A police check is a query that searches active criminal
records in the Royal Canadian Mounted Police(RCMP)
National Repository of Criminal Repository.
The police check can be used to determine existence of criminal records in Canada. Our search is conducted by name,
date of birth, address, and SIN Number.
What is Canada credit report?
A credit report is a consumer report that checks an individual’s credit worthiness.
Landlords use credits reports when conducting background checks on tenants.
Our Canadian credit reports are requested from the three major credit bureaus, Equifax, Experian, and TransUnion.
How much does a Canada tenant background check costs?
Prices may vary depending on how comprehensive the tenant background check is. Our prices can range from $35.00 to $50.00
How long does it take to get the results from a tenant background check in Canada?
Anywhere between 3 days to 2 weeks.
What are the tenant background check laws in Canada?
In Canada, landlords must comply with the Personal Information Protection and Electronic Documents Act (PIPEDA).
What is PIPEDA?
PIPEDA was created to set ground rules for how business, and landlords, must handle personal information in accordance to commercial activity.
Some obligations that Canada landlords have under the PIPEDA law:
- Landlords must obtain individual’s consent when they obtain, use or disclose that individual’s personal information (unless in limited or defined circumstances).
- Landlords must identify the reason or reasons for collecting personal information before, during or after the time of collection.
- Landlords must provide potential tenants with access to the personal information that they hold about them and allow the potential tenant to challenge the consumer reports accuracy.
- Landlords can only use a tenant’s personal information for the exact purpose that the personal information collected for.
- Landlords are responsible for ensuring that personal information collected from tenants are protected by appropriate means.
What type of information is covered by the PIPEDA law?
Under the PIPEDA law, sensitive data about an individual that includes any factual or subjective information that may or may not be recorded is covered. This includes data such:
- Names, date of birth, banking information and other financial data.
- Identification numbers that can range from driver’s license numbers, Social Insurance Number(SIN).
- Photographs or video recordings about identifiable identity.
Can a landlord ask for my Social Insurance Number(SIN)?
Yes. A landlord can ask for an applicant’s SIN, on the premise of conducting tenant verification services.
A tenant has no obligation to provide their SIN even though a landlord or background check company has requested it.
Can I be evicted out of my apartment due to coronavirus in Canada?
As of November 19, 2020, for the following provinces and territories of Canada eviction bans:
- Alberta: As of August 17, 2020, Landlords may evict tenants for non-payment of rent or utilities so long as the landlord is in compliance with the laws.
- British Columbia (BC): On August 18, 2020, the ban on issuing evictions for not paying rent was lifted. Tenants must pay rent in full on the due date or they may face eviction proceedings from the landlord.
- Manitoba: As of September 30, 2020, the rent increase and eviction ban was lifted. Landlords may now commence with eviction proceedings.
- New Brunswick: As of May 19, 2020, eviction protections ended for New Brunswick.
- Newfoundland and Labrador: As of March 18, 2020, Tenants have a 30-day grace period before eviction occurs.
- Nova Scotia: As of June 5, 2020, the eviction ban protection was lifted.
- Ontario: As of September 14, 2020, eviction proceedings may be resumed.
- Prince Edward Island: The ban of evictions was lifted on June 1, 2020, for Prince Edward Island.
- Quebec: As of July 20, 2020, the eviction ban was lifted. Landlords may now proceed with eviction proceedings.
- Saskatchewan: On August 14, 2020, the eviction ban on Saskatchewan was lifted.
- Northwest Territories: No official announcement on eviction protections for North west territories.
- Nunavut: No official announcement on eviction protections for Nunavut.
- Yukon: On June 25, 2020, Yukon lifted the eviction ban due to COVID-19. Landlords may proceed in eviction proceedings.
Can a tenant order a Canada tenant background on themselves?
Yes. A Canada resident can order a tenant background check on themselves to see what discrepancies show on their consumer reports.
Canada Basic Tenant Background Check
$35.00
- Canada Basic Police Check
Our most basic Canada tenant screening.
Designed for Canada landlords and tenants.
Specifically design for the Canada crime free housing program.
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Canada Standard Tenant Background Check
$50.00
- Canada Basic Police Check
- Credit History Reports
Our standard Canada tenant screening.
Designed for Canada landlords and tenants.
Recommended for most properties.
Designed for the Canada crime free housing program.
Order Now